Salon and Spa Insurance: What Coverage Beauty and Wellness Businesses Actually Need

Salon and spa insurance is the coverage beauty and wellness businesses need to protect against the unique risks of working directly on clients’ skin, hair, and bodies with chemicals, heat, and sharp tools every day. Salon and spa owners often assume their business owner’s policy covers everything that happens in the chair — and then … Read more

Cleaning Business Insurance: What Coverage (and Bonding) Clients Will Actually Ask For

Cleaning business insurance is the coverage residential and commercial cleaning companies need to protect against property damage, employee injury, and theft accusations that come with working inside clients’ homes and offices every day. Most cleaning business owners assume general liability insurance is the whole conversation — and then lose a commercial contract because the property … Read more

Contractor and Construction Business Insurance: What Coverage You Actually Need

Contractor insurance protects general contractors, subcontractors, and construction trades from the liability, property, and injury risks that come with building, renovating, and repairing structures on someone else’s property. A general contractor’s insurance program almost never looks like one policy — it’s usually five or six pieces stacked together, because a construction business faces risks a … Read more