Commercial Umbrella Insurance: Do You Need Extra Liability Coverage?

Small business owner standing in storefront doorway at dusk conveying protection and stability

Commercial umbrella insurance kicks in once a lawsuit or claim exceeds the limits on your underlying general liability, auto, or employer’s liability policy. A commercial umbrella policy doesn’t add new types of coverage — it adds more of the coverage you already have, sitting on top of your general liability, commercial auto, and employer’s liability … Read more