Last updated: September 3, 2026
BizShieldGuide (“we,” “us,” or “this site”) publishes educational guides to business and personal insurance — general liability, professional liability, workers’ compensation, business owners policies, cyber liability, and everyday auto, home, and renters coverage. This Privacy Policy explains what information we collect when you visit bizshieldguide.com, how it’s used, and the choices available to you.
Who We Are
BizShieldGuide is a blog publishing plain-language insurance guides for small business owners and everyday consumers. If you have questions about this policy, contact us at lst151009@gmail.com or through our Contact page.
Information We Collect
Comments. If you leave a comment on a post, we collect the name, email address, and website (optional) you provide, along with the comment content and an anonymized version of your IP address for spam detection. An anonymized string created from your email address (a hash) may be sent to the Gravatar service to check whether you use it; after your comment is approved, your profile picture is visible to the public alongside it.
Contact requests. If you reach out via our Contact page or email, we collect whatever information you choose to share in that message.
Automatically collected data. Like most websites, our server and any analytics or advertising tools we use may automatically log standard technical information such as your browser type, general location (derived from IP address), pages visited, and time spent on the site.
Cookies and Analytics
We use Google Analytics (GA4) to understand how visitors use the site — pages viewed, time on site, and general geographic region — so we can improve our content. This is aggregate, anonymized traffic data and does not identify you personally. Google Analytics uses cookies to collect this information; you can opt out of Google Analytics tracking using the Google Analytics Opt-out Browser Add-on.
If we display advertising through Google AdSense or a similar ad network, that network may use cookies to serve ads based on your prior visits to this or other sites. You may opt out of personalized advertising by visiting Google’s Ads Settings, or opt out of some third-party vendors’ use of cookies for personalized advertising by visiting www.aboutads.info.
How We Use Information
We use the information described above to: operate and maintain the site, moderate comments and prevent spam/abuse, respond to inquiries sent through our Contact page, understand how visitors use the site so we can improve it, and — where advertising is enabled — allow ad networks like Google AdSense to serve relevant ads. We do not sell your personal information to third parties.
Third-Party Links
Our articles frequently link to external sources — insurers and carriers such as Insureon, The Hartford, Progressive, and State Farm, along with regulatory and industry bodies like the NAIC — for cost data, coverage details, and further reading. We are not responsible for the privacy practices or content of external sites. We encourage you to review the privacy policy of any site you visit after leaving ours.
Your Rights and Choices
Depending on where you live, you may have rights to access, correct, or request deletion of the personal information we hold about you (for example, comment data), and to opt out of cookie-based advertising as described above. To exercise these rights, contact us using the details on our Contact page.
Children’s Privacy
This site is not directed at children under 13, and we do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will remove it.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will post the updated policy on this page with a revised “Last updated” date.
A Note on Our Content
BizShieldGuide is an independent educational resource. We are not licensed insurance agents or brokers, and nothing on this site replaces a quote or advice from one for your specific situation.